Edge Capital is an Idaho-based originator of business loans and merchant cash advances. Edge has developed a platform using predictive modeling and data aggregation to enable efficient underwriting and servicing. Edge extends advances to small and medium sized businesses based on their sales volumes, cash flow, average bank balances, and other data points. The underwriting process makes use of third-party data and background checks. Applicants typically receive a funding decision within hours. Since inception, Edge has extended $6 million in capital to over 300 unique businesses. The management team at Edge have past experience in small business lending as well as in other technology and financial services roles.