Zinobe is a leading data-driven provider of responsible short term financing in Colombia. The founders and management team have a combined 80+ years of banking, credit, technology, and other experience.
Zinobe has both consumer and SMB lending products, Lineru and Aliatu respectively, that offer short term credit to customers on a revolving basis. They have partnered with leading Colombian financial institutions and government agencies to provide these transparent, competitive, and customer focused financial products.
They leverage data science and machine learning in its underwriting, allowing it to provide fast service and control credit quality. By contrast, incumbent banking institutions are burdened with older IT infrastructure, making it challenging to conduct data-intensive analysis and provide the paperless and fast service that consumers increasingly expect.
In all, Zinobe has funded over 250,000 consumer borrowers across Colombia since it was founded in 2011.
Zinobe: APYs over time
- deal history
Ultra Short Term Colombian Revolving Loans 9-I
Ultra Short Term Colombian Revolving Loans 9-J
Links to Ethereum contract for each deal
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